Since the credits are the same price why cant we just use a credit as a credit and not seperate them? I usualy try to keep 6 credits on hand at all times and Now that ford tuning is here I will need to keep some ford credits on hand as well. Sure we get our money back and then some, but instead of $300 worth of credits at all times I will need to keep $600, Then when dodge comes out sheesh! There must be a reason to seperate the credits?